Achieving financial freedom requires effective money management. The 50/30/20 budgeting rule is a simple yet powerful tool that allocates 50% of income towards necessary expenses, 30% towards discretionary spending (aka fun money), and 20% towards saving and debt repayment. By adopting this rule, you can take control of your financial life and make significant progress…
Buy Now, Pay Later (BNPL) was marketed as a way to make spending managable. It provided a way to split payments, manage big purchases, and avoid credit card interest. But somewhere along the way, it has changed from being a financial tool and became a debt trap. The scariest part? People aren’t just using BNPL…
Have you ever noticed how some people can turn their income into real wealth, while others work just as hard but don’t see the same results? What’s the difference? The answer is their money mindset. Your financial situation is more than just about how much money you make—it’s deeply tied to how you think about…
When I decided to build an online brand as a work from home mom—blogging, creating content, and chasing remote work freedom—I wasn’t expecting my workspace to include Teletubbies playing in the background and a laptop balanced on my legs like a tray of snacks. But here I am, navigating motherhood and entrepreneurship at the same…
The Weight of the In-Between As a millennial, existence has started to feel unbearably heavy. For many of us, that moment happens sometime in our mid-30s—a strange, borderline space between youth and middle age, freedom and responsibility, ambition and disillusionment. In our early years, we were sold a dream. Society told us that if we…
Let’s be honest: adult life is hard, and bills don’t pay themselves. I went in search of ways to make some extra income online. Most side hustles involve actively working, but I was looking for something with slightly less commitment to fit around my existing schedule. After some internet digging, I discovered that I could…
Apps like Uber Eats, meal kits like HelloFresh, and supermarket delivery services promised us convenience. They were supposed to save us time, stress, and energy. It sounded perfect, in theory — no meal planning, no long queues, and no heavy lifting of shopping bags. The reality? Meals that are overpriced, service that is underwhelming, and…
Disclaimer: The information provided in this post is for educational and informational purposes only and should not be considered financial advice. I am not a financial advisor, and nothing in this article constitutes professional investment, tax, or legal advice. Before making any investment decisions, please consult with a qualified financial professional who can assess your…
Disclaimer: The information provided in this post is for educational and informational purposes only and should not be considered financial advice. I am not a financial advisor, and nothing in this article constitutes professional investment, tax, or legal advice. Before making any investment decisions, please consult with a qualified financial professional who can assess your…
Disclaimer: The information provided in this post is for educational and informational purposes only and should not be considered financial advice. I am not a financial advisor, and nothing in this article constitutes professional investment, tax, or legal advice. Before making any investment decisions, please consult with a qualified financial professional who can assess your…